Money that arrives the moment you send it.
What you get
Internal transfers
Instant and free between UBANLC accounts
Beneficiaries
Save payees with account and routing numbers
Safety
Duplicate-protection and automatic rollback
Receipts
Unique reference for every transfer
Notifications
Email confirmation when money moves
Daily limits
Configurable per-user limits keep large sums safe
How it works
Add a beneficiary
Save payees with their account and routing numbers.
Enter the amount
Add a note so both sides know what it's for.
Confirm
With two-factor verification when it's enabled.
Instant settlement
Funds arrive immediately, with a receipt and email confirmation.
Rates & limits
| Internal transfers | Instant & free |
| Default daily limit | $50,000 |
| Failed transfer handling | Auto rollback |
| Confirmation | Email + receipt |
| Audit trail | 100% |
Why customers trust UBANLC
Bank-grade security
Two-factor sign in, session checks and a complete audit trail behind every action.
Private by design
Your documents and personal data are encrypted and visible only to you and our compliance team.
Complete transparency
Every transaction carries a unique reference in a double-entry ledger you can verify.
Support 24/7
Real people on the line, every day of the year.
Frequently asked questions
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