Everyday banking, built around you.
What you get
Checking & savings
Everyday and goal accounts side by side, with instant free transfers between them
Virtual cards
Issue, freeze and manage Visa debit cards instantly from your portal
Instant transfers
Free, real-time transfers between UBANLC accounts
Multi-currency
Hold and manage balances in USD, EUR, GBP, SGD and MYR
Statements
Download monthly statements as PDF or CSV any time
Real-time alerts
An email notification for every transaction that posts
How it works
Register online
Create your account with an email and password in under a minute.
Verify your identity
Upload your ID and complete the short KYC application.
Get approved
Account and routing numbers are issued as soon as you're approved.
Start banking
Transfer money, issue a card and track everything in real time.
Rates & limits
| Monthly maintenance fee | $0 |
| Currencies | 5 |
| Internal transfers | Instant & free |
| Sign-in security | 2FA |
| Support | 24/7 |
Why customers trust UBANLC
Bank-grade security
Two-factor sign in, session checks and a complete audit trail behind every action.
Private by design
Your documents and personal data are encrypted and visible only to you and our compliance team.
Complete transparency
Every transaction carries a unique reference in a double-entry ledger you can verify.
Support 24/7
Real people on the line, every day of the year.
“I moved my salary to UBANLC three months ago. Transfers are instant and I can see where every dollar went.”
Michael T. · Customer since 2025
Frequently asked questions
Ready to get started?
It only takes a few minutes online.